Advertising & Compensation Disclosure
Last Updated: March 30, 2026
How Coverage Cove Makes Money
Coverage Cove is a free service for consumers. We are compensated by insurance companies, licensed agents, and marketing partners when you are connected with an insurance professional through our website. This page explains how our compensation model works and how it may affect the content you see.
Our Compensation Model
Coverage Cove receives a flat fee on a per-lead or per-call basis when you:
- Click to call a licensed insurance agent through our website
- Submit your contact information through our forms and are connected with a licensed agent
Important: Our compensation is not tied to whether you actually purchase an insurance policy. We receive the same compensation regardless of whether you buy coverage.
How Compensation Affects Our Content
- The insurance types and carriers featured on our website may be influenced by our business relationships and compensation arrangements
- Not all insurance types, carriers, or plans available in your area are represented on our website
- The order in which coverage types or information appears may be influenced by compensation
- Our educational content is not personalized insurance advice
What We Are NOT
Coverage Cove is not a licensed insurance agent, broker, or agency. We do not:
- Sell, solicit, or negotiate insurance policies
- Provide personalized insurance advice or recommendations
- Recommend specific plans or carriers for your individual situation
- Collect premiums or bind insurance policies
- Endorse any particular carrier or plan
Who Provides Your Insurance
When you are connected through Coverage Cove, you will speak with a licensed insurance agent who is authorized to discuss specific plans, provide personalized recommendations, and help you enroll in coverage. These agents are independent professionals or employees of insurance carriers — they are not employees of Coverage Cove.
Non-Government Affiliation
Coverage Cove is not connected with or endorsed by the United States government, the federal Medicare program, HealthCare.gov, or any state insurance marketplace. For official government insurance information:
- Medicare: Medicare.gov or 1-800-MEDICARE (1-800-633-4227)
- ACA Marketplace: HealthCare.gov or 1-800-318-2596
- State programs: Contact your state's Department of Insurance
Insurance Coverage Disclaimer
Insurance coverage, premiums, benefits, and eligibility vary by state, plan, carrier, and individual circumstances. Coverage Cove does not guarantee any specific rates, coverage, or eligibility. Any savings amounts referenced on this website are estimates based on national averages and may vary significantly based on your individual situation.
Questions
If you have questions about our advertising practices or compensation model, contact us at:
- Email: disclosure@coveragecove.com
- Phone: 1-800-COVERAGE